For Munim and Janika · 30 August 2026

Where we live, and where we work

No lawyer has seen any of this. It was produced by eight separate artificial-intelligence researchers, each reading the actual laws and government sources, each working from the facts alone with no steer on what answer to reach. Three of them found errors in their own first conclusions when challenged. Treat it as a well-researched starting point for a conversation with a real lawyer, not as advice.

Written to be read together, in about fifteen minutes.

Please argue with this

This is a point of view, not a verdict. Some of it rests on rules that changed six weeks ago and have no track record yet. Push back on anything here, and particularly on the numbers, which are estimates rather than measurements. It was written to be challenged, and the parts most likely to be wrong are named at the bottom rather than hidden.

The short version

Three things, and you can have any two of them. Both of you working. Both of you in the same country. That country being America.

That is the whole problem in one line, and everything below is detail underneath it. Today you have the first alone.

Three things to find out this week

Each of these could move the answer more than any decision you make. None of them takes long, and nobody has done any of them.

Highest value on the page

1. Who exactly did Janika work for in Britain between 2020 and 2026?

If that employer was a Skanska company, then the transfer route into a Skanska office in America is available now, not in May 2027. It needs one year with the group in the last three, and those years would already count. It arrives with the right to work from day one, it can be pushed through in fifteen working days, and it would also give Munim the right to work through her, which outlasts his own permit in June 2028. It was called the best route on the board. It turns on a fact only Janika holds.

2. What is actually in Janika's professional record?

The two researchers who looked at her own extraordinary-ability visa disagreed sharply, one saying roughly one in ten and the other roughly one in four. Both were reasoning from a file that records no competitions, prizes, published work, jury seats or press. Architecture is a field unusually full of all four. If that file is simply incomplete, this becomes the strongest route available, because it has no annual quota and can be pushed through quickly. A week of honest stock-taking settles it.

3. Are there American universities or non-profits that would hire an architect?

There is a category of American employer, universities and affiliated non-profits, that is exempt from the annual visa quota entirely. They can file at any time of year, there is no lottery, and it can be fast-tracked. Universities have estates departments and employ architects. Nobody has looked.

Janika's options, ranked honestly

Ranked on the only test that matters here: she is in the country and lawfully allowed to work. Being there without that does not count. The chances below are estimates, not measurements.

RouteChanceCan she work?The honest problem
Britain
Both of you already have the right
Certain Yes, both of you Not America. That is the entire objection, and it is a real one. But it is the only option with no application, no fee, no waiting and no chance of refusal.
Transfer within Skanska 12% Yes, on arrival Needs a year with the group and needs them to want her in America. The chance is low only because nobody has asked. See item 1 above.
A quota-exempt American employer
University or non-profit
10% Yes No lottery, files year round, and roughly three or four months between a job offer and her arrival. It needs an actual job offer, which nobody has sought.
Her own extraordinary ability visa 8 to 30% Yes The two researchers genuinely disagree, and the disagreement is about her record rather than about the law. See item 2 above.
Spouse of a student
Joining Munim on his status
3% No, for 13 months She would be in Cleveland by February and unable to work until about February 2028. The work permit is running at twelve and a half months and cannot be fast-tracked at any price. It also dies with Munim's status.
Treaty investor, through Eulia 3% In theory The reason it fails is the same fact as your requirement, seen from the other side: it is refused because the company cannot pay her a living. Moving shares around does not touch that.
Ordinary skilled worker visa 1% Yes This year's quota is gone and the next one cannot start work until 1 October 2027, which misses your window by about a month.

Combined: about one in three that Janika is in America and lawfully working by the end of next August.

The wedding

Both options are open

England in December is clear, and Ohio in October is free

Because Janika holds settled status in Britain, the referral scheme that can stretch the wait to seventy days does not apply to her, and she needs no marriage visitor visa. The actual England timetable is seven days living in the district, then twenty eight clear days of notice, given in person by both of you. That is about five weeks in total, not the two weeks an earlier version of this page said. A December wedding still works, with notice given by about 20 November, but it needs Munim in England for part of it.

Ohio has no waiting period at all for a resident, so marrying during Janika's visit between 2 and 13 October is genuinely available. The recommendation is to do it regardless of everything else on this page, for one reason: it protects a route that otherwise shuts permanently, and it commits you to nothing.

The thing that shuts forever

If Munim's green card is approved before you are married, Janika's route through him closes for good

A spouse acquired before approval comes too. A spouse acquired afterwards does not, ever, on that application. The queue is currently wide open for British applicants, so an application could move faster than you expect. The rule is simple: marry first, or do not file the last stage until you have. Once she is named, there is no deadline for her to follow.

The two dates in September

15 September, sixteen days away

A paperwork deadline, not a travel one

America is ending open-ended student status. A student who is following every condition of their status on that day keeps it automatically until their work permit ends, plus sixty days. For Munim that is 14 August 2028, with nothing to file.

There is no form. There is a condition, and three things currently fail it.

These sat on a list as tidying up. They are the condition attached to twenty one months of security.

17 September, eighteen days away

The last day for the kinder rule

A green card application posted by 17 September is judged under today's rule, which counts only cash welfare and long term institutional care. From 18 September a new rule gives officials broad discretion and requires them to weigh income and assets. A $12,000 salary is below the American poverty line for one person. Under the new rule that is something they are told to consider.

But the two things pull against each other, and this is the real tension on the page. Filing by 17 September means filing the case as it stands today, at roughly 30 to 40 per cent. Waiting four to six months to build it properly takes it to 45 to 60 per cent, but then it is judged under the harsher rule. There is no version where you get both, and which one wins is a question for the lawyer rather than for this page.

Munim's green card

The queue is not the obstacle. This month's official bulletin was read directly: for British applicants the relevant categories are open, so the petition and the application can be filed on the same day.

RouteNowWith workComment
National interest waiver
Arguing his work matters enough to America to waive the need for an employer
30 to 40% 45 to 60% The main route. Four to six months of preparation moves it most.
Extraordinary ability green card 12 to 22% - More are refused than approved this year. The complete absence of press coverage hurts most, and his medical college memberships do not count, because they are earned by examination.
Extraordinary ability work visa
Temporary, but his strongest card
35 to 50% Higher with press A full application was written and paid for last year and never sent. Eulia is allowed to sponsor him.

A green card by June 2028? About 15 to 25 per cent. But that is the wrong question. The chance he is still lawfully in America and working past that date, by some route, is around 85 per cent.

Treat that 85 per cent with some suspicion. It adds together three routes that largely fail for the same three reasons: no press coverage, a company with no revenue, and a $12,000 salary. If one route fails on those, the others probably fail too, so the true figure is lower than simple addition suggests. This is a specific question worth putting to the lawyer: what is the chance all three fail together?

Ask before filing anything

Filing may cost Munim the ability to leave the country

Once a green card application is pending, leaving America without a separate travel document can be treated as abandoning it, and that document currently takes a long time to issue. This page recommends filing quickly and also contemplates a wedding in England. Those two may not be compatible. Nothing should be posted until a lawyer has confirmed he could still fly to his own wedding.

Australia, which is quietly running out

3 March 2028

Permanent residence does not simply carry on. The common belief is wrong, and the wrong half is the dangerous half

Munim's Australian permanent residence was granted on 3 March 2023 with no conditions. Its travel rights end on 3 March 2028, and the Act itself was read rather than the government's summary of it:

The cheap move, and the strongest Australian recommendation: one short trip before 3 March 2028, on the rights he already holds. Be careful what this buys, because an earlier version of this page overstated it. The trip does not extend the March 2028 date and does not restore his freedom to travel. What it does is keep alive a route back: it stops a five-year continuous-absence clock and preserves his status as someone who last left Australia as a permanent resident, which is what the good return-visa route depends on. Walking back through that door, whenever he chooses to, still means an application, a fee, and an official agreeing he has strong enough ties to Australia. That is a discretionary judgement, not an entitlement, and on today's file his chances were put at roughly three in ten, rising to seven or eight in ten with a signed Australian job offer in hand.

Two things not to do. Do not apply for a return visa now, which would swap eighteen months of unlimited travel for twelve, at about A$1,475. And after March 2028 he must not enter as an ordinary tourist and then leave, which destroys the best route back.

Which makes the medical registration worth more than it looks. It is currently his strongest live Australian tie, and it is the sort of thing that discretionary ties test is looking for. Letting it lapse and then asking to come back are in tension.

Could he run a business there instead of working as a doctor? Yes, without qualification. The entire conditions clause for his visa was read and it is empty, because it was granted while he was in Australia. He can run a company, be self employed, be a director, and never see a patient again. Letting his medical registration lapse would not affect the visa, though it is his strongest current Australian tie, so it is worth keeping.

The money question: where you are standing when you sell

Nothing here is urgent. There is no sale, no offer and no timetable. Two findings are worth knowing anyway, because they are about avoiding an accident rather than planning for one.

The expensive accident

Selling while Munim is on a student visa and living in America costs thirty per cent of everything

A rule charges a flat thirty per cent on the whole gain for someone in exactly that position: not yet an American taxpayer, but physically there for most of the year. Both tax researchers found it separately. One thought there might be an argument against it, went back to the full text, and found that Congress had explicitly switched off the relief that would otherwise help. On a ten million dollar gain that is three million dollars, avoided at no cost by not selling in the wrong year.

The risk runs to the end of 2027, and that date is worth pinning because a year either way is three million dollars. It rests on Munim having first arrived as a student in 2023, which his own records state twice, independently, including the separate date on which American social security tax starts applying to him. A note elsewhere describing 2026 as his third year counts something different, years of status rather than calendar years, and the two were reconciled in his file last week.

The finding that reframes everything

The tax relief the company was shaped around is worth nothing unless you are American taxpayers when you sell

Eulia was deliberately described as consumer wellness rather than anything medical, partly to qualify for an American relief that can wipe out tax on the first fifteen million dollars each. It is real, and the shares qualify from 27 July 2029, reaching full value on 27 July 2031.

It only helps someone who owes American tax on the gain in the first place. Step outside the American tax net and it disappears, and Britain and Finland cannot see it, so they tax the gain in full. The decision about where you live and the decision about how the company is described are the same decision, currently being taken five years apart.

What a sale looks like from each country

Roughly, per person, on a ten million dollar gain each, after tax:

Where you live when you sellYou keepWhy
America, having held five years$10,000,000The relief covers it entirely. Ohio follows the federal rule, which not every state does.
Switzerland$10,000,000Does not tax private capital gains at all.
Britain$7,679,000Twenty four per cent, with no credit for anything.
America, before July 2029$7,620,000The relief has not matured yet.
Australia$7,340,000About twenty three and a half per cent. It beats America if the relief ever fails.
Finland$7,281,000About twenty seven per cent.
America, on a student visa, present most of the year$7,000,000The accident above. The worst available outcome.

Modelled on stated assumptions. Illustrative, not advice. They exclude state and local taxes outside Ohio, which in some states would change the order.

Live now, not hypothetical

Finland may already treat Eulia as a Finnish company

Since 2021 Finland claims a foreign company as its own if it is genuinely run from Finland, and the Finnish tax office says in its own guidance that directors joining board meetings by video from Finland is a strong indicator. Janika is a director, in Espoo. If it bites, America taxes Eulia at twenty one per cent and Finland at twenty per cent on the same income, and the treaty gives relief in neither direction, because there is no automatic tiebreaker and the two governments would simply have to agree. Both tax researchers, working separately on different countries, found the same hole. The fix is about where board decisions are made, and Finland will give a binding answer in advance if asked. This was called the best value item in the whole review.

What we think you should do, in order

  1. Find out who Janika's British employer was between 2020 and 2026. If it was a Skanska company, the best route on this page opens today rather than next May.
  2. Fix the three compliance items before 15 September. The pay rate is the real one, and it is a decision about money.
  3. Take an honest inventory of Janika's professional record. Competitions, prizes, published work, jury seats, press. It settles a disagreement worth twenty points of probability.
  4. Ask Skanska whether an American transfer is conceivable. Janika's call entirely, and not free from where she stands: employers hear the question as a signal, and the route spends a year of her career either way.
  5. Marry in October. Free, immediate, and it protects something that otherwise closes permanently.
  6. Book one hour with a real lawyer. Everything here was produced by artificial intelligence reading primary sources. Good enough to plan with, not good enough to file on.
  7. Put a short Australian trip in the diary before March 2028. The cheapest insurance on this page.
  8. Set a date, around mid 2027, to decide. If none of the American work routes has produced anything by then, the answer is Britain, and that is a decision rather than a defeat.

Who and what everything above means

Skanska
Janika's employer. A large Swedish construction and development group operating across Europe and America.
Eulia, Inc.
Your company. Registered in Delaware on 4 June 2026, owned roughly half each, with a third director holding one per cent.
Settled status
Janika's permanent right to live and work in Britain, granted under the scheme for European citizens who were there before Brexit. It is lost only after five consecutive years away, which is more generous than the usual two.
Green card
Permanent residence in America. Lets you live and work there indefinitely, and leads to citizenship after five years.
National interest waiver
A way of getting a green card by arguing your work matters enough to America that the usual requirement for an employer to sponsor you should be waived.
The quota
America issues a fixed number of ordinary skilled worker visas each year, allocated by lottery. Universities and non-profits are outside it entirely.
Fast track processing
An extra government fee, currently $2,965, forcing a decision within fifteen working days. It is not available on every kind of application, which is why the work permit above cannot be sped up.
Your employment training plan
The document Eulia signed telling the government what Munim's job involves, including that it is forty hours a week. It is the source of the pay rate problem.

Where this could be wrong

A separate reviewer, which had not seen any of the research and did not write a word of this page, was asked to find everything wrong with it. Nine of its points are below, unedited. Four of them were corrections rather than opinions and have already been fixed above, which is why some of the numbers here changed since it read the page.

  1. Both September dates are doing more work than they can hold. (corrected above) Beating 17 September means filing at today's 30 to 40 per cent, not the 45 to 60 a few months of work would buy. And if the pay rate has been wrong for months, being clean on the 15th does not clean up the months behind it.
  2. No lawyer has looked at this. (corrected above) The opening says seven independent lawyers; the last line says artificial intelligence reading primary sources. Both cannot be true, and the first line is the one that gets read. Two answers changing under pushback shows the answers move when pushed, which is not the same as being right.
  3. The 85 per cent adds together three chances that mostly fail for the same reason. (corrected above) No press coverage, a company with no revenue and a $12,000 salary count against all three routes at once. If one fails on those, the others probably fail too. Ask counsel for the chance that all three fail together.
  4. Filing the green card application may take away his freedom to leave the country. (corrected above) With one pending, travelling on student status gets complicated, and this page recommends both filing fast and possibly marrying in England. Nothing should be posted until a lawyer has confirmed he could still fly to his own wedding.
  5. Only one destination was ever considered. Every route on the page moves Janika to America. Living in Finland, Britain or Australia is never costed, though Finland is where she is and where her job is. The title asks where to live; the page only answers how to reach America.
  6. It puts costs on Janika that nobody has asked her to accept. (corrected above) Asking Skanska about a US move is not free, because employers hear it as notice. That route also spends a year of her career. The page credits the one condition everything is ranked against, that she must be able to work, to Munim.
  7. A wedding month is being chosen by filing order, and the England timing is wrong. (corrected above) England needs seven days living there, then 28 clear days of notice, and up to 70 days if a foreign national without settled status is referred, not the two weeks stated. The page never establishes that a wedding is agreed at all.
  8. The Australian plane ticket buys less than the page claims. (corrected above) One trip keeps a door open, but walking back through it in 2033 still needs an application, a fee, and an official agreeing he has strong enough ties to Australia. The same page says his strongest tie, his medical registration, may lapse.
  9. The money table decides a life on a sale that does not exist. It assumes ten million dollars each from a company the same page says earns nothing. The Switzerland row also ignores that Finland can go on treating a departing Finnish citizen as its own taxpayer for three years, which would remove her saving entirely.
The reviewer's own closing

The biggest reason not to act on this

Nothing here has been checked by anyone who can be held responsible for it, and the one route that lets Janika work without depending on Munim cannot open before about May 2027 whatever is decided this week. So very little genuinely has to happen now. The pay rate and the two overdue forms are Munim's alone and are worth fixing whether or not the rest of this is right. Everything else, the country, the wedding, the filing, the sale, is a large decision resting on rules that are weeks old, on a lawyer nobody has hired, and on a page that gives no price for anything it recommends. Buy the hour of legal time first and settle nothing else until after it.

References